Terms & Conditions

These Terms and Conditions ("Terms") govern your use of the Safe Consulting Services website and services. By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting on this website.

Services Description

Safe Consulting Services provides direct lending and financial consulting services. Our services include, but are not limited to:

• Personal and business lending
• Financial consulting and strategy planning
• Custom loan solutions
• Debt management advice

All lending decisions are made at our sole discretion. We reserve the right to deny any application for any reason.

Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Provide accurate and complete information in all applications and communications
• Comply with all applicable local, state, and federal laws

Application Process

When you apply for our services, you agree to:

• Provide truthful, accurate, current, and complete information
• Maintain and promptly update your information to keep it accurate and complete
• Allow us to verify the information you provide through third-party sources
• Accept that submission of an application does not guarantee approval

Loan Terms and Conditions

If approved for a loan, you will receive a separate loan agreement that details:

• The principal loan amount
• Interest rate and finance charges
• Repayment schedule and due dates
• Late payment fees and penalties
• Prepayment terms
• Default provisions

You must review and sign the loan agreement before funds are disbursed. The loan agreement will constitute a separate, binding contract between you and Safe Consulting Services.

Fees and Charges

All applicable fees, interest rates, and charges will be clearly disclosed in your loan agreement or service contract. You agree to pay all fees and charges as specified. Additional fees may apply for:

• Late payments
• Returned payments
• Document preparation (if applicable)
• Default or collection activities

Repayment Obligations

If you receive a loan from Safe Consulting Services, you agree to:

• Make timely payments according to the agreed schedule
• Notify us immediately if you experience difficulty making payments
• Maintain valid contact information throughout the loan term
• Pay any fees associated with late or missed payments

Default and Collections

Failure to repay your loan according to the terms of your loan agreement may result in:

• Additional fees and charges
• Negative impact on your credit score
• Referral to a collection agency
• Legal action to recover the outstanding balance

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Safe Consulting Services or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Limitation of Liability

To the fullest extent permitted by law, Safe Consulting Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Safe Consulting Services, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney's fees) arising out of your use of our services or violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the state or federal courts located in Spokane County, Washington.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

Entire Agreement

These Terms, together with our Privacy Policy and any loan agreement you enter into, constitute the entire agreement between you and Safe Consulting Services regarding your use of our services.

Contact Information

If you have any questions about these Terms, please contact us at:

Safe Consulting Services
10011 N Fleetwood Street
Spokane, WA 99208
Email: [email protected]